Terms of Service

1. Acceptance of Terms

By accessing and using AlgoXL, you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

AlgoXL provides financial analytics, market data, and investment research tools. Our services include:

• Market data and analytics
• Portfolio tracking and analysis
• Price alerts and notifications
• Research reports and insights
• Subscription-based premium features

3. User Accounts

Account Creation

• You must use Google Sign-In to create an account
• You must provide accurate and complete information
• You are responsible for maintaining account security
• One account per person/entity

Account Responsibilities

• You are responsible for all activity under your account
• Notify us immediately of any unauthorized use
• You must be at least 18 years old to use our services

4. Subscription and Payment Terms

Subscription Plans

• Free: Basic access with limited features
• Silver: Enhanced features and data access
• Gold: Full access to all premium features

Payment Terms

• Subscriptions are billed monthly or annually
• Automatic renewal unless cancelled
• No refunds for partial months
• Price changes will be communicated 30 days in advance

Cancellation

• Cancel anytime through your account settings
• Access continues until end of billing period
• Automatic downgrade to free tier after cancellation

5. Use Restrictions

You agree NOT to:

• Use the service for any illegal purposes
• Attempt to gain unauthorized access to our systems
• Reverse engineer or copy our proprietary algorithms
• Redistribute our data or content without permission
• Use automated systems to scrape our data
• Create multiple accounts to circumvent limitations
• Share account credentials with others

6. Data and Content

Our Content

• All market analysis and research is proprietary
• Data is provided for informational purposes only
• We reserve all intellectual property rights

Your Content

• You retain ownership of data you input
• You grant us license to process your data to provide services
• You're responsible for accuracy of information you provide

7. Investment Disclaimer

8. Data Accuracy and Availability

• We strive for accuracy but cannot guarantee error-free data
• Market data may be delayed or unavailable
• Service availability is not guaranteed 100%
• We are not liable for trading decisions based on our data

9. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy which explains how we collect, use, and protect your information.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• Our total liability is limited to the amount you paid in the last 12 months
• We are not liable for indirect, incidental, or consequential damages
• We are not liable for investment losses or trading decisions
• We are not liable for data errors or service interruptions

11. Indemnification

You agree to indemnify and hold us harmless from claims arising from:

• Your use of our services
• Your violation of these terms
• Your violation of any third-party rights

12. Termination

By You

• Delete your account anytime through settings
• Cancel subscriptions through your account

By Us

We may terminate accounts for:

• Violation of these terms
• Fraudulent or illegal activity
• Non-payment of fees
• Abuse of our services

13. Modifications to Service

• We may modify or discontinue features anytime
• Major changes will be communicated in advance
• We may update these terms periodically

14. Governing Law

These terms are governed by the laws of [Your State/Country]. Any disputes will be resolved in the courts of [Your Jurisdiction].

15. Contact Information

For questions about these terms:

• Email: legalxl@algoxl.com
• Address: [Your Business Address]